Ways to give / Stock & securities
A different way to make a difference
Give stock.
Support our
classrooms.
A gift of appreciated stocks, bonds, or mutual funds can be a tax-efficient way to support learning across our eight MERS schools.
Why give securities?
Put your investments to work for our students.
Transferring appreciated securities directly to the Foundation may offer advantages for both you and the classrooms you support.
01
Increase your impact
The Foundation receives the full value of the securities you transfer, funding classroom grants and enrichment for MERS students.
02
Potential tax advantages
You may avoid capital gains taxes on the appreciated value of securities transferred directly to a qualified charity.
03
A possible charitable deduction
You may be eligible to deduct the fair market value of appreciated securities held for more than one year, subject to IRS rules and limits.
Tax benefits depend on your circumstances. Please consult your own tax or financial advisor before making a gift.
Ready to give?
Your stock gift, step by step.
1. Download the transfer form.
The one-page form includes brokerage instructions (Section 1), a gift-notification form (Section 2), and your designation and recognition preferences (Section 3).
Download the Stock Transfer Form (PDF) ↓
2. Give the instructions to your broker.
Ask your broker or financial advisor to transfer the securities directly to the Foundation using all of Section 1, including the Foundation account number.
3. Let us know your gift is on its way.
Complete Sections 2 and 3 and email a scan or photo to info@foundation4mers.org before or promptly after initiating your transfer.
For your broker
Transfer details
Please provide the complete instructions below.
Custodian
Charles Schwab & Co., Inc.
Institutional Platform
DTC clearing number
0164
Schwab master account
0823-8516
For credit to
The Foundation for Manalapan-Englishtown Regional Schools Inc.
Foundation account
8933-7851
Investment advisor: Caleo Capital N.A. LLC
Please don’t skip the notification. Electronic transfers often arrive without donor-identifying information. Your notification helps us match the gift to you, acknowledge your generosity, and provide a receipt.
Another way to support our classrooms
Give from your IRA.
Age 70½ or older? A Qualified Charitable Distribution (QCD) may be an option for you.
A QCD is a direct transfer from an eligible IRA to a qualified charity. When completed correctly, it may be excluded from taxable income, even if you don’t itemize deductions.
May count toward your RMD
A properly completed QCD may satisfy all or part of your Required Minimum Distribution for the year.
May reduce taxable income
Eligible distributions are generally excluded from income, which may help with income-based tax considerations.
Give without itemizing
A QCD can offer a tax benefit even when you take the standard deduction. An amount excluded from income cannot also be claimed as a charitable deduction.
Planning a year-end gift? Start early. Ask your IRA custodian about processing times and notify the Foundation so we can identify and acknowledge your gift.
A little more guidance
Your giving questions, answered.
Your advisor can help you decide which giving option fits your circumstances.
Stock & securities gifts
What kinds of securities can I give?
The Foundation’s stock-giving program includes stocks, bonds, and mutual funds. Contact the Foundation or its investment advisor before transferring to confirm that your particular security can be accepted and whether it requires special instructions.
Why do I need to notify the Foundation?
Electronic securities transfers often arrive without your name or contact information. Email the completed notification section of the transfer form to info@foundation4mers.org before or promptly after initiating the transfer so we can identify, credit, and acknowledge your gift.
Can I direct my gift to a specific fund or school?
Yes. Section 3 of the transfer form lets you designate the General Fund, the Janine Liegi Memorial Fund, the Robert A. Williams Fund, or a specific program or school, and tell us whether you’d like to be recognized publicly or remain anonymous.
How is my gift acknowledged and valued?
The Foundation provides an acknowledgment describing the securities received. You and your advisor are responsible for determining the gift’s value for tax purposes and completing any required tax forms. The applicable gift date and valuation depend on the transfer and IRS rules.
When should I start the process?
Start early, especially for a gift you want completed before year-end. Processing times vary by broker and IRA custodian, and a QCD must be completed properly to receive QCD treatment. Confirm timing with your advisor.
IRA gifts & QCDs
Who is eligible to make a QCD?
In general, an IRA owner must be at least age 70½ on the date of the distribution. QCDs are subject to eligibility rules and an annual per-person limit. Ask your advisor to confirm the current limit and how it applies to you.
Can a QCD count toward my RMD?
Yes. A properly completed QCD may count toward all or part of your Required Minimum Distribution for the year while supporting the Foundation.
Do I need to itemize deductions?
No. A properly completed QCD may be excluded from taxable income even if you take the standard deduction. You cannot also claim a charitable deduction for the amount excluded from income.
Which retirement accounts can I use?
QCDs are generally made from eligible IRAs. Employer-sponsored plans such as 401(k), 403(b), or 457 plans do not directly qualify. Moving funds to an eligible IRA may be an option in some circumstances; discuss the rules with your advisor before taking action.
How do I make an IRA gift to the Foundation?
Contact your IRA custodian to request a direct charitable transfer to The Foundation for Manalapan-Englishtown Regional Schools Inc. (EIN 27-0372463). Please contact the Foundation for delivery instructions and notify us of your gift. Stock-transfer routing instructions may not be appropriate for an IRA charitable distribution.
We’re here to help
Let’s make your gift happen.
Contact the Foundation or our investment advisor for help with transfer instructions.
Brokerage transfer support
Anthony C. Privetera
Caleo Capital N.A. LLC
Please consult your own tax or financial advisor about the suitability and tax treatment of your gift.
Important information about securities and IRA gifts
General information, not individual advice. This information is for educational purposes and is not tax, legal, investment, or financial advice. Consult your own qualified advisors before making a gift.
Deductibility and donor responsibility. Charitable deductions depend on individual circumstances and may be subject to IRS holding-period, adjusted gross income, substantiation, and other requirements and limits. The Foundation does not determine or guarantee tax treatment, deductibility, or fair market value. Donors are responsible for professional advice, required tax forms, and supporting records.
Transfer date and valuation. The date and value of a securities gift depend on how and when it is transferred and applicable IRS rules. Market values can fluctuate. The Foundation’s acknowledgment describes the securities received; the donor and their advisor determine the value for tax purposes.
Brokerage requirements. Confirm fees, account requirements, processing timelines, transfer restrictions, and any minimum amounts with your broker or financial institution before initiating a transfer. References to financial institutions and advisors facilitate the transfer and do not constitute an endorsement or investment recommendation.
Donor information. Donor and transfer information is used to process, acknowledge, and track gifts and is handled in accordance with the Foundation’s applicable privacy and recordkeeping practices.
QCD eligibility and annual limits. A donor must generally be age 70½ or older on the distribution date and use an eligible IRA. QCDs are subject to federal rules and an annual per-person limit across all QCDs made during the tax year. The limit may be adjusted for inflation. Confirm the current limit, any prior QCDs, and other eligibility considerations with your advisor.
Direct transfer and qualified recipients. A QCD generally must be made directly by the IRA custodian or trustee to an eligible charity. An amount paid to the donor first and later donated may not qualify. Donor-advised funds, certain private foundations, and supporting organizations generally are not eligible QCD recipients.
RMDs and reporting. A properly completed QCD may count toward an RMD. An amount excluded from income cannot also be deducted as a charitable contribution. Donors remain responsible for reporting the distribution correctly and retaining the charity’s acknowledgment. The Foundation does not determine whether a distribution qualifies as a QCD.
Notify the Foundation. Contact us before or promptly after initiating your gift so it can be identified, recorded, and acknowledged.
Additional guidance: IRS charitable contributions · IRS IRA distributions and QCDs · IRS gift acknowledgments